MAJUMDAR, Nirjhar. Four Countries with High Insurance Penetrations and The Lessons We May Learn. Bimaquest, [S. l.], v. 19, n. 1, 2019. Disponível em: http://www.bimaquest.niapune.org.in/index.php/bimaquest/article/view/46. Acesso em: 18 jan. 2026.